Taxed for Being Poor: How America's Financial System Extracts Wealth from Black and Latino Communities
Across the United States, millions of Black and Latino families pay a steep and largely invisible premium simply to access their own money. Through a network of check-cashing outlets, payday lenders, and fee-laden prepaid cards, the financial industry has engineered a parallel economy that drains billions from communities already denied generational wealth. Understanding this system — and dismantling it — is one of the defining civil rights challenges of our era.